Funded spending
The card spends from the eligible deposit or funded account rather than treating every purchase as borrowing.
STATIC Debit
Card spending from an eligible deposit or funded balance.
INSIDE STATIC DEBIT
Purpose, systems, and connections.
Debit connects a credential to available funded value. Its interface makes the funding source and any separately chosen overdraft relationship understandable.
Overdraft choice
Where program rules allow, a customer can choose to decline instead of overdraft; any additional credit facility is a separate visible decision.
Correct issue handling
The transaction identifies the product used so the applicable unauthorized-payment or dispute process is followed.
How it connects
Debit and Credit Card are different financial products and should not be described as having identical dispute or liability processes.