Authorization Graph
A payment connects its credential, funding source, merchant, policy, authorization, settlement and receipt.
The programmable spending credential and cardholder relationship connecting authorized value with everyday purchases.
EXPLORE STATIC CARD ↗INSIDE STATIC CARD
Card keeps the funding source, spending rules and transaction state understandable across physical and virtual credentials. Personal, family, business and agent spending retain their own permissions and responsibilities.
A payment connects its credential, funding source, merchant, policy, authorization, settlement and receipt.
Purpose-bound credentials can separate subscriptions, vendors, projects or individual purchases.
The cardholder controls eligible amounts, categories, geography and use periods.
Pending holds, posted purchases, reversals, refunds and disputes remain distinguishable.
An agent’s spending stays within a fixed purpose, budget, permitted merchants and expiration.
Card is the credential; Wallet is the container and authorization environment; the underlying financial product retains its own terms.
Deleting a virtual credential does not cancel a contract. Agent spending authority does not grant autonomous borrowing authority.